Contact: 03-2615 1111
enquiry@ramci.com.my
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Credit Rating & Credit Scoring Services – RAMCI | Ram Credit Information Sdn. Bhd.
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Credit Rating & Credit Scoring Services

Credit Scores provide insights for businesses to assess an entity's credit risk and payment capability.

A three digit number calculated from your data-rich credit report, a higher i-Score indicates lower credit risks to lenders. The i-Score is co-developed by RAMCI with global information services company, Experian plc.

The tool is designed for financial institutions, business corporations and consumers. It provides a comprehensive credit report ranking consumers, business partners and potential investors for credit risk.

An automated credit decision analytics tool that promotes transparency and benchmarking, the i-Score also helps provide trust and confidence to local and foreign investors to invest in Malaysia.

Credit Risk Grade (CRG)

Providing an opinion of an entity’s credit risk and/or payment capability, the CRG is an objective assessment derived from a statistical model by taking into both financial and non-financial factors including demographics, financial (if available), trade experience, adverse information and management quality and include 2 directors information.

Get a sneak preview of how a credit score looks like.