A three digit number calculated from your data-rich credit report, a higher i-Score indicates lower credit risks to lenders. The i-Score is co-developed by RAMCI with global information services company, Experian plc.
The tool is designed for financial institutions, business corporations and consumers. It provides a comprehensive credit report ranking consumers, business partners and potential investors for credit risk.
An automated credit decision analytics tool that promotes transparency and benchmarking, the i-Score also helps provide trust and confidence to local and foreign investors to invest in Malaysia.
Credit Risk Grade (CRG)
Providing an opinion of an entity’s credit risk and/or payment capability, the CRG is an objective assessment derived from a statistical model by taking into both financial and non-financial factors including demographics, financial (if available), trade experience, adverse information and management quality and include 2 directors information.