The 'Self-Check' program allows individuals, businesses and companies to perform a background credit check on themselves before obtaining any loans or credit terms from financial institutions or credit companies. Thus, allowing them to obtain and use credit easily and efficiently. With this 'Self-Check program', applicants can not only check their credit status but also ensure that their information is accurate and updated. It will also allow lenders or credit granters to obtain quick and accurate information and achieve faster turnaround time for loan and credit approvals.

Another benefit of the 'Self-Check' Program is its ability to curb identity theft. Identity theft occurs when someone obtains an individual's personal information such as credit card or bank account information, and then poses as that individual to take over his or her credit accounts, or create new accounts and commit crime at that individual's expense.

To sign up for the businesses and companies `Self-Check` Program, applicants can Download a Form or send an email at selfcheck@ramci.com.my. Applicants need to fill in their details and submit the forms back to RAM Credit Info.

To sign up for the individual `Self-Check` Program, please login to our consumer website www.mycreditinfo.com.my for further online checking.

Applicants can continuously update their credit information by providing RAM Credit Info with supporting documentation. We will also update any credit information of applicants free of charge once supporting documents are produced.